/* ============================================================
   Frost Wager — stijl.css
   Fintech tarievenvergelijker · en-CA · prefix: bnr-
   Kleurentaal: sparren-groen op gebroken wit, brons als accent
   ============================================================ */

:root {
  /* Kleuren */
  --achtergrond: #f7f8f7;
  --kaart: #ffffff;
  --inkt: #15221c;
  --gedempt: #56655d;
  --rand: #dce3de;
  --randzacht: #e9eeeb;
  --dennen: #175641;
  --dennen-donker: #0e3d2d;
  --dennen-licht: #e3efe8;
  --brons: #96682f;
  --brons-licht: #f4ecdf;
  --stijging: #1a7f4b;
  --daling: #b3402e;
  --focus: #2a7f5f;

  /* Typografie */
  --kop-font: "Red Hat Display", system-ui, sans-serif;
  --tekst-font: "Red Hat Text", system-ui, sans-serif;
  --cijfer-font: "Red Hat Mono", ui-monospace, monospace;

  /* Maten */
  --breedte: 1100px;
  --straal: 10px;
  --straal-groot: 16px;
  --schaduw: 0 1px 2px rgba(21, 34, 28, 0.06), 0 4px 16px rgba(21, 34, 28, 0.05);
  --schaduw-zwaar: 0 8px 32px rgba(21, 34, 28, 0.14);
}

/* -------- Basis -------- */
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--tekst-font);
  font-size: 16px;
  line-height: 1.6;
  color: var(--inkt);
  background: var(--achtergrond);
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
h1, h2, h3, h4 { font-family: var(--kop-font); line-height: 1.15; margin: 0 0 0.5em; }
h1 { font-size: clamp(1.9rem, 4.5vw, 2.9rem); font-weight: 800; letter-spacing: -0.02em; }
h2 { font-size: clamp(1.4rem, 3vw, 1.9rem); font-weight: 700; letter-spacing: -0.01em; }
h3 { font-size: 1.15rem; font-weight: 700; }
p { margin: 0 0 1em; }
a { color: var(--dennen); }
a:focus-visible, button:focus-visible { outline: 3px solid var(--focus); outline-offset: 2px; }
img, svg { max-width: 100%; height: auto; }
.bnr-omvat { max-width: var(--breedte); margin: 0 auto; padding: 0 20px; }
.bnr-cijfer { font-family: var(--cijfer-font); font-variant-numeric: tabular-nums; }
.bnr-verborgen { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }

/* -------- Bovenste disclosure-strook -------- */
.bnr-onthulling {
  background: var(--inkt);
  color: #e8ede9;
  font-size: 0.78rem;
  padding: 7px 0;
  text-align: center;
}
.bnr-onthulling a { color: #cfe0d5; }

/* -------- Navigatie -------- */
.bnr-kop {
  background: var(--kaart);
  border-bottom: 1px solid var(--rand);
  position: sticky;
  top: 0;
  z-index: 40;
}
.bnr-kop__rij { display: flex; align-items: center; justify-content: space-between; min-height: 64px; gap: 16px; }
.bnr-merk { display: inline-flex; align-items: center; gap: 9px; text-decoration: none; color: var(--inkt); font-family: var(--kop-font); font-weight: 800; font-size: 1.22rem; letter-spacing: -0.02em; }
.bnr-merk__teken { width: 34px; height: 34px; flex: 0 0 auto; object-fit: contain; }
.bnr-merk em { font-style: normal; color: var(--dennen); }
.bnr-nav { display: flex; align-items: center; gap: 4px; }
.bnr-nav a {
  text-decoration: none;
  color: var(--gedempt);
  font-weight: 500;
  font-size: 0.93rem;
  padding: 8px 12px;
  border-radius: 8px;
}
.bnr-nav a:hover { color: var(--inkt); background: var(--achtergrond); }
.bnr-nav a[aria-current="page"] { color: var(--dennen); font-weight: 700; background: var(--dennen-licht); }
.bnr-menuknop {
  display: none;
  background: none;
  border: 1px solid var(--rand);
  border-radius: 8px;
  padding: 8px 10px;
  cursor: pointer;
  color: var(--inkt);
}

/* -------- Knoppen -------- */
.bnr-knop {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-family: var(--kop-font);
  font-weight: 700;
  font-size: 0.95rem;
  text-decoration: none;
  border-radius: 9px;
  padding: 12px 22px;
  border: 1.5px solid transparent;
  cursor: pointer;
  transition: background 0.15s ease, border-color 0.15s ease;
}
.bnr-knop--vol { background: var(--dennen); color: #fff; }
.bnr-knop--vol:hover { background: var(--dennen-donker); }
.bnr-knop--omlijnd { background: transparent; color: var(--dennen); border-color: var(--dennen); }
.bnr-knop--omlijnd:hover { background: var(--dennen-licht); }
.bnr-knop--breed { width: 100%; }

/* -------- Held (hero) -------- */
.bnr-held { padding: 56px 0 40px; }
.bnr-held__raster { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: 48px; align-items: center; }
.bnr-held__label {
  display: inline-block;
  background: var(--brons-licht);
  color: var(--brons);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  padding: 4px 12px;
  border-radius: 100px;
  margin-bottom: 18px;
}
.bnr-held p.bnr-held__sub { font-size: 1.08rem; color: var(--gedempt); max-width: 46ch; }
.bnr-held__acties { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 24px; }
.bnr-held__voorwaarden { font-size: 0.78rem; color: var(--gedempt); margin-top: 14px; }

/* Tarievenbord (rate board) */
.bnr-bord {
  background: var(--kaart);
  border: 1px solid var(--rand);
  border-radius: var(--straal-groot);
  box-shadow: var(--schaduw);
  overflow: hidden;
}
.bnr-bord__kop {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 14px 20px;
  border-bottom: 1px solid var(--rand);
  background: linear-gradient(0deg, var(--achtergrond), var(--kaart));
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--gedempt);
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
.bnr-bord__rij { display: flex; justify-content: space-between; align-items: center; gap: 12px; padding: 15px 20px; border-bottom: 1px solid var(--randzacht, #e9eeeb); }
.bnr-bord__rij:last-child { border-bottom: none; }
.bnr-bord__naam { font-weight: 500; font-size: 0.92rem; }
.bnr-bord__naam small { display: block; color: var(--gedempt); font-size: 0.76rem; }
.bnr-bord__waarde { font-family: var(--cijfer-font); font-weight: 700; font-size: 1.15rem; color: var(--dennen); white-space: nowrap; }
.bnr-bord__waarde small { font-size: 0.7rem; color: var(--gedempt); font-weight: 400; display: block; text-align: right; }

/* -------- Sectiekoppen -------- */
.bnr-sectie { padding: 48px 0; }
.bnr-sectie--getint { background: var(--kaart); border-top: 1px solid var(--rand); border-bottom: 1px solid var(--rand); }
.bnr-sectie__intro { max-width: 62ch; color: var(--gedempt); margin-bottom: 28px; }

/* -------- Tarieventabel -------- */
.bnr-tabelwikkel { overflow-x: auto; border: 1px solid var(--rand); border-radius: var(--straal-groot); background: var(--kaart); box-shadow: var(--schaduw); }
table.bnr-tabel { width: 100%; border-collapse: collapse; min-width: 760px; font-size: 0.92rem; }
.bnr-tabel caption { text-align: left; padding: 16px 20px 4px; font-family: var(--kop-font); font-weight: 700; font-size: 1.05rem; }
.bnr-tabel th {
  text-align: left;
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--gedempt);
  padding: 12px 16px;
  border-bottom: 2px solid var(--rand);
  white-space: nowrap;
}
.bnr-tabel th button.bnr-sorteer {
  all: unset;
  cursor: pointer;
  font: inherit;
  color: inherit;
  display: inline-flex;
  align-items: center;
  gap: 4px;
}
.bnr-tabel th button.bnr-sorteer::after { content: "↕"; opacity: 0.45; font-size: 0.85em; }
.bnr-tabel th[aria-sort="ascending"] button.bnr-sorteer::after { content: "↑"; opacity: 1; }
.bnr-tabel th[aria-sort="descending"] button.bnr-sorteer::after { content: "↓"; opacity: 1; }
.bnr-tabel td { padding: 16px; border-bottom: 1px solid var(--randzacht, #e9eeeb); vertical-align: middle; }
.bnr-tabel tbody tr:last-child td { border-bottom: none; }
.bnr-tabel tbody tr:hover { background: #fbfcfb; }
.bnr-tabel .bnr-product { font-weight: 700; font-family: var(--kop-font); }
.bnr-tabel .bnr-product small { display: block; font-family: var(--tekst-font); font-weight: 400; color: var(--gedempt); font-size: 0.78rem; }
.bnr-merklogo { display: inline-block; height: 30px; width: auto; max-width: 150px; object-fit: contain; background: #1c1f26; border-radius: 7px; padding: 8px 12px; margin-bottom: 8px; box-sizing: content-box; }
.bnr-on { display: inline-block; font-family: var(--tekst-font); font-style: normal; font-weight: 700; font-size: 0.62rem; letter-spacing: 0.04em; text-transform: uppercase; color: var(--brons); background: var(--brons-licht); padding: 1px 6px; border-radius: 5px; margin-left: 4px; vertical-align: middle; }
.bnr-bord__naam .bnr-on { margin-left: 6px; }
.bnr-ebr {
  display: inline-block;
  font-family: var(--cijfer-font);
  font-weight: 700;
  background: var(--dennen-licht);
  color: var(--dennen-donker);
  border-radius: 7px;
  padding: 4px 10px;
  font-size: 0.95rem;
}
.bnr-ebr--top { background: var(--dennen); color: #fff; }
.bnr-tabel .bnr-knop { padding: 9px 16px; font-size: 0.85rem; }
.bnr-tabelvoet { font-size: 0.76rem; color: var(--gedempt); padding: 14px 20px; border-top: 1px solid var(--randzacht, #e9eeeb); }

/* -------- Rekenmachine -------- */
.bnr-rekenaar { display: grid; grid-template-columns: 1fr 1fr; gap: 32px; align-items: start; }
.bnr-rekenaar__paneel { background: var(--kaart); border: 1px solid var(--rand); border-radius: var(--straal-groot); padding: 28px; box-shadow: var(--schaduw); }
.bnr-veld { margin-bottom: 18px; }
.bnr-veld label { display: block; font-weight: 700; font-size: 0.88rem; margin-bottom: 6px; }
.bnr-veld input, .bnr-veld select {
  width: 100%;
  font: inherit;
  font-family: var(--cijfer-font);
  padding: 11px 14px;
  border: 1.5px solid var(--rand);
  border-radius: 9px;
  background: var(--achtergrond);
  color: var(--inkt);
}
.bnr-veld input:focus, .bnr-veld select:focus { border-color: var(--dennen); outline: none; }
.bnr-uitkomst { display: grid; gap: 12px; }
.bnr-uitkomst__rij { display: flex; justify-content: space-between; gap: 12px; padding: 12px 16px; background: var(--achtergrond); border-radius: 9px; font-size: 0.92rem; }
.bnr-uitkomst__rij strong { font-family: var(--cijfer-font); }
.bnr-uitkomst__rij--totaal { background: var(--dennen-licht); }
.bnr-kleinnoot { font-size: 0.76rem; color: var(--gedempt); }

/* -------- Stappen / methodologie -------- */
.bnr-stappen { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; counter-reset: stap; }
.bnr-stap { background: var(--kaart); border: 1px solid var(--rand); border-radius: var(--straal-groot); padding: 24px; counter-increment: stap; }
.bnr-stap::before {
  content: counter(stap, decimal-leading-zero);
  font-family: var(--cijfer-font);
  font-weight: 700;
  color: var(--brons);
  font-size: 0.9rem;
  display: block;
  margin-bottom: 10px;
}
.bnr-stap p { font-size: 0.9rem; color: var(--gedempt); margin: 0; }

/* -------- Licentieblok / vertrouwen -------- */
.bnr-vertrouwen { display: grid; grid-template-columns: 1fr 1fr; gap: 32px; align-items: start; }
.bnr-lijstje { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; }
.bnr-lijstje li { display: flex; gap: 10px; align-items: flex-start; font-size: 0.94rem; }
.bnr-lijstje li::before { content: "✓"; color: var(--stijging); font-weight: 700; flex: 0 0 auto; }
.bnr-lijstje--neutraal li::before { content: "–"; color: var(--gedempt); }
.bnr-deftabel { width: 100%; border-collapse: collapse; font-size: 0.88rem; background: var(--kaart); border: 1px solid var(--rand); border-radius: var(--straal); overflow: hidden; }
.bnr-deftabel th { text-align: left; background: var(--achtergrond); padding: 10px 14px; width: 38%; font-weight: 700; vertical-align: top; border-bottom: 1px solid var(--randzacht, #e9eeeb); }
.bnr-deftabel td { padding: 10px 14px; border-bottom: 1px solid var(--randzacht, #e9eeeb); }

/* -------- Betalingen -------- */
.bnr-betalingen { display: flex; flex-wrap: wrap; gap: 10px; }
.bnr-betaling { border: 1px solid var(--rand); background: var(--kaart); border-radius: 100px; padding: 7px 16px; font-size: 0.85rem; font-weight: 500; color: var(--gedempt); }

/* -------- Verantwoord spelen band -------- */
.bnr-verantwoord { background: var(--dennen-donker); color: #dcebe2; }
.bnr-verantwoord .bnr-omvat { padding-top: 40px; padding-bottom: 40px; }
.bnr-verantwoord h2 { color: #fff; }
.bnr-verantwoord a { color: #b9d9c8; }
.bnr-verantwoord__raster { display: grid; grid-template-columns: 1.2fr 0.8fr; gap: 36px; align-items: center; }
.bnr-hulplijnen { display: grid; gap: 8px; font-size: 0.88rem; }
.bnr-hulplijnen span { font-family: var(--cijfer-font); }

/* -------- FAQ (native details) -------- */
.bnr-vraag { border: 1px solid var(--rand); border-radius: var(--straal); background: var(--kaart); margin-bottom: 10px; }
.bnr-vraag summary {
  cursor: pointer;
  font-family: var(--kop-font);
  font-weight: 700;
  padding: 16px 20px;
  list-style: none;
  display: flex;
  justify-content: space-between;
  gap: 12px;
}
.bnr-vraag summary::-webkit-details-marker { display: none; }
.bnr-vraag summary::after { content: "+"; color: var(--dennen); font-size: 1.3rem; line-height: 1; }
.bnr-vraag[open] summary::after { content: "–"; }
.bnr-vraag div { padding: 0 20px 18px; color: var(--gedempt); font-size: 0.94rem; }

/* -------- Voetnoot / footer -------- */
.bnr-voet { background: var(--inkt); color: #b9c4bd; font-size: 0.87rem; }
.bnr-voet .bnr-omvat { padding-top: 48px; padding-bottom: 32px; }
.bnr-voet__raster { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.2fr; gap: 32px; padding-bottom: 32px; border-bottom: 1px solid #2a3830; }
.bnr-voet h3 { color: #fff; font-size: 0.82rem; text-transform: uppercase; letter-spacing: 0.07em; margin-bottom: 14px; }
.bnr-voet ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 8px; }
.bnr-voet a { color: #b9c4bd; text-decoration: none; }
.bnr-voet a:hover { color: #fff; text-decoration: underline; }
.bnr-voet__merk { color: #fff; font-family: var(--kop-font); font-weight: 800; font-size: 1.1rem; display: inline-flex; gap: 8px; align-items: center; margin-bottom: 12px; }
.bnr-leeftijd {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 38px;
  height: 38px;
  border-radius: 50%;
  border: 2px solid #b9c4bd;
  font-family: var(--kop-font);
  font-weight: 800;
  font-size: 0.85rem;
  color: #fff;
  flex: 0 0 auto;
}
/* Footer partners — fintech "verified partners" strip: crisp white cards with a
   thin pine-green hairline, small radius, subtle lift on hover. */
.bnr-steunlogos { display: flex; flex-wrap: wrap; gap: 12px; align-items: center; margin-top: 10px; }
.bnr-steunlogos a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 10px;
  padding: 16px 24px;
  min-height: 76px;
  background: #ffffff;
  border: 1px solid var(--dennen-licht);
  box-shadow: var(--schaduw);
  text-decoration: none;
  transition: transform 0.12s ease, border-color 0.15s ease;
}
.bnr-steunlogos a:hover { transform: translateY(-2px); border-color: var(--dennen); }
.bnr-steunlogos a[data-gt-dark] { background: var(--dennen-donker); border-color: var(--dennen-donker); }
.bnr-steunlogos img { display: block; height: 46px; width: auto; max-width: 200px; object-fit: contain; }
.bnr-voet__fijn { padding-top: 24px; font-size: 0.76rem; color: #8fa097; line-height: 1.7; }

/* -------- Leeftijdspoort (age gate) -------- */
/* Native <dialog> age gate: centred by the UA, backdrop via ::backdrop.
   Closed state = display:none via :not([open]); open state resets the box model. */
.bnr-poort {
  border: none;
  padding: 0;
  max-width: 460px;
  width: calc(100% - 40px);
  background: var(--kaart);
  border-radius: var(--straal-groot);
  box-shadow: var(--schaduw-zwaar);
  color: var(--inkt);
}
.bnr-poort:not([open]) { display: none; }
.bnr-poort::backdrop { background: rgba(14, 24, 19, 0.82); backdrop-filter: blur(6px); }
.bnr-poort__kaart { padding: 36px; text-align: center; }
.bnr-poort__kaart h2 { margin-bottom: 8px; }
.bnr-poort__kaart p { color: var(--gedempt); font-size: 0.94rem; }
.bnr-poort__acties { display: grid; gap: 10px; margin-top: 22px; }
.bnr-leeftijd--poort { border-color: var(--dennen); color: var(--dennen); margin-bottom: 12px; }
.bnr-kleinnoot--poort { margin-top: 16px; }

/* -------- Cookiebalk -------- */
.bnr-koekjes {
  position: fixed;
  left: 16px;
  right: 16px;
  bottom: 16px;
  z-index: 90;
  background: var(--kaart);
  border: 1px solid var(--rand);
  border-radius: var(--straal-groot);
  box-shadow: var(--schaduw-zwaar);
  padding: 18px 20px;
  max-width: 720px;
  margin: 0 auto;
}
.bnr-koekjes[hidden] { display: none; }
.bnr-koekjes p { font-size: 0.85rem; margin-bottom: 12px; }
.bnr-koekjes__acties { display: flex; gap: 10px; flex-wrap: wrap; }
.bnr-koekjes__acties .bnr-knop { padding: 9px 18px; font-size: 0.86rem; }
.bnr-koekjes__schakel { display: flex; align-items: center; justify-content: space-between; gap: 10px; padding: 10px 0; border-top: 1px solid var(--randzacht, #e9eeeb); font-size: 0.88rem; }

/* -------- Broodkruimels -------- */
.bnr-kruimels { font-size: 0.8rem; color: var(--gedempt); padding: 18px 0 0; }
.bnr-kruimels ol { list-style: none; display: flex; gap: 8px; margin: 0; padding: 0; flex-wrap: wrap; }
.bnr-kruimels li + li::before { content: "/"; margin-right: 8px; color: var(--rand); }
.bnr-kruimels a { color: var(--gedempt); }

/* -------- Artikel / juridische pagina's -------- */
.bnr-artikel { max-width: 760px; margin: 0 auto; padding: 32px 20px 64px; }
.bnr-artikel h1 { margin-top: 12px; }
.bnr-artikel h2 { margin-top: 2em; }
.bnr-artikel .bnr-bijgewerkt { color: var(--gedempt); font-size: 0.85rem; }
.bnr-artikel table { width: 100%; border-collapse: collapse; font-size: 0.9rem; margin: 1em 0; }
.bnr-artikel table th, .bnr-artikel table td { border: 1px solid var(--rand); padding: 9px 12px; text-align: left; vertical-align: top; }
.bnr-artikel table th { background: var(--dennen-licht); }
.bnr-artikel ul { padding-left: 1.2em; }
.bnr-notitie { background: var(--brons-licht); border-left: 4px solid var(--brons); border-radius: 0 var(--straal) var(--straal) 0; padding: 14px 18px; font-size: 0.9rem; margin: 1.2em 0; }

/* -------- Pros / cons -------- */
.bnr-tweeluik { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin: 1.5em 0; }
.bnr-tweeluik section { background: var(--kaart); border: 1px solid var(--rand); border-radius: var(--straal-groot); padding: 20px 22px; }
.bnr-tweeluik h3 { font-size: 0.95rem; }

/* -------- Responsief -------- */
@media (max-width: 900px) {
  .bnr-held__raster, .bnr-rekenaar, .bnr-vertrouwen, .bnr-verantwoord__raster { grid-template-columns: 1fr; gap: 28px; }
  .bnr-stappen { grid-template-columns: 1fr; }
  .bnr-voet__raster { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 720px) {
  .bnr-nav {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--kaart);
    border-bottom: 1px solid var(--rand);
    flex-direction: column;
    align-items: stretch;
    padding: 10px 16px 16px;
    box-shadow: var(--schaduw-zwaar);
  }
  .bnr-nav.bnr-nav--open { display: flex; }
  .bnr-nav a { padding: 12px; }
  .bnr-menuknop { display: inline-flex; }
  .bnr-held { padding: 36px 0 28px; }
  .bnr-tweeluik { grid-template-columns: 1fr; }
  .bnr-voet__raster { grid-template-columns: 1fr; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { transition: none !important; }
}